Mortgage Refinance


A Mortgage Refinance is when a borrower gets a better interested rate and loan term. There are several pros and cons of refinancing a mortgage and we can help determine if this is right for you.


A borrower can achieve lower monthly payments and if they qualify, use their equity to obtain money that can be spent by the borrower.

A borrower can use their home equity to cash out for other expenses or needs. This is known as a cash-out refinance.

A borrower can opt for a shorter term to payoff the mortgage sooner.


A borrower will have to pay closing costs just as in a purchase

A borrower may have a higher loan balance despite the lower interest rate and lower monthly payment.

Lenders generally have limits to how much equity you can pull from your house, commonly capped at 70% of the current value.

Contact us now to get pre-qualified